30 Old 30 Young
30 Old 30 Young explores the fascinating contrasts of life in your thirties through the eyes of two cousins living vastly different paths. Join us as we navigate the uncertainties of adult life, from career choices to lifestyle decisions, through both a globetrotting adventurer's and a family-focused perspective.
Our main episodes dive deep into real-life challenges facing thirty-somethings today, while our mini-episodes break down the three best and worst aspects of pivotal adult life scenarios.
Whether you're questioning your life choices, seeking perspective, or just wanting to hear honest conversations about adulting, this podcast offers authentic insights into the beautiful chaos of your third decade. New episodes released weekly, featuring raw discussions about career transitions, relationships, mental health, and the endless quest for work-life balance. Your thirties don't come with a manual - but this podcast comes pretty close.
30 Old 30 Young
Swipe Now, Regret Later: Money? Gone. Just Like That.
Wondering where all the money goes? So are we, however, this quick discussion sheds light on our crazy wasteful spending and what we need to do to change our ways.
Thanks for Listening, find more content at our Instagram @30old30young
two cousins taking different life paths discuss the highs and lows of being in your 30s, and nothing is off limits. This is life in your 30s.
Speaker 2:This is 30 old, 30 young today we're going to be discussing our top three wastes of money, and if anyone's a pro at wasting money, it's me. And then, how are you for wasting money, are you alright? Depends what mood I'm in. It's a fucking nightmare. I am all or nothing in the spends. That is the problem. I mean, it depends If I'm not happy in something like you, spend money, don't you? Oh fuck it.
Speaker 3:I'm not going to put any pressure on myself. I'm not happy in something like you spend money, don't you? Oh, fuck it, I'm just not. I'm not going to put any pressure on myself. I'm just going to enjoy my money that I've got and just have a good time. Yeah, because you and that's what I was saying I was in last year.
Speaker 2:I flip between like God, you know, in 10 years you know the world could be in absolute tatters and you're moaning. Then I'm like, after doing it, I'm like fucking hell, I've got to get those 10 years without, you know, losing the house. Stop, stop going to Costco. So yeah, I, um, I have moments where I will hemorrhage a load of money and then I have to pull back a little bit. But you know, it's fun at the time, that dopamine rush of buying something and having it arrive or the next day the thing is, you own your life once, aren't you?
Speaker 3:that's it, and you know. I mean is forever you can say that like you're only alive once, but you still need to have a good life. But it's all about balance, isn't it? But what's your top one, what's number one if you're?
Speaker 2:waiting. You've got to start with three. Do you know?
Speaker 3:the third one.
Speaker 2:Why have you put them in like? Hierarchy have you never seen a countdown show never starts at number one, because then everyone goes all right, that's number one Turns off. You've got to keep them on the hook.
Speaker 3:Okay, number three Not that it matters.
Speaker 2:I mean number three. It's the same amount of money on all of them. Number three, yeah exactly. Books. I'm a fucking nightmare for a book.
Speaker 3:You buy a book and don't read it.
Speaker 2:Oh, my books sit there unread and the only time they get attention is when I move one of them over to put a new book on the shelf I just bought it's because you're a dad, you're busy.
Speaker 3:I can't even blame the kids on this one it is.
Speaker 2:I haven't been reading books for years. I've.
Speaker 3:I am haven't you oh, for years, yeah I'll listen to an audiobook to my heart's content, but of course, however, it is my new year's resolution, so I have got a little lamp by the bed.
Speaker 2:Now I've got my phone off well, not off, but you know, because I need the alarm for the morning but I've got my phone on the side, face down, so no one's interrupting me. You're not texting me about the podcast and I'm reading a book. And last night did you read a book? I read 30 pages of a book oh, brilliant.
Speaker 3:Which for me that's 10,000% up on last last week.
Speaker 2:You fall asleep reading the book no I went, oh bro I went this is a bit much for right now because it was quite heavy, it was getting, yeah, and then brin started crying. I had to go sleep on the floor. So, yeah, books, but I, I am. I put it third because I'm still in a massive deficit. Like, I read 30 pages but I've got about 50 million more to read if I want to read all the books I own I own.
Speaker 3:I don't even think I'm exaggerating when I think I own a thousand books, yeah, but the thing is, though, right, you listen to audiobooks, so you're ticking the box, you're reading books, you're learning, you're doing it, so it doesn't actually matter if you don't physically read a book, you listen to it.
Speaker 2:Yeah, but I think the amount of books I've got to, the amount of books I've even listened to, is crazy, just don't buy any more books.
Speaker 3:I'm telling you now stop buying books.
Speaker 2:Listen to your audio, you know when you're leaving the supermarket and you see those, those books you give to charity, and you give them a couple quid and you can go. You can grab a book off the shelf yeah, I'm always nightmare with it. Brie's like why have you got this? Who's this autobiography? I'm like it's a jockey. I don't know that's cool.
Speaker 3:I didn't know you could do that. What supermarket was that?
Speaker 2:Literally every supermarket, as you're leaving, there will be a bookshelf and a charity collection and there's just books on there that people have donated. And there's always a Da Vinci Code, because that's the most donated book of all time, because everyone bought it and everyone donated it.
Speaker 3:Why is it not good?
Speaker 2:Yeah, charity shops will turn your Da Vinci Code away from you because they've got so many. There is thousands, millions of Da Vinci Codes floating about, so you will always be able to get a Da Vinci Code. But other than that, you find loads of little random and I picked up so many like little pulpy novels from the 60s and stuff that I want to, I want to get into and read. So I've got. I've also picked up some classics. I picked up Carowax on the road from Morrison's the other day and I mean I already own it, but I got another copy because it was an old, like an old copy of it. So I thought why not add it to the collection you?
Speaker 3:need to be a book dealer. That's what you should do. Then you're your books. You don't have to read them, you can sell them and make some money.
Speaker 2:I mean, I think Brie would kill you for saying be a book dealer, because then as soon as I start to turn a hobby, into a job that dining room table. Exactly, exactly.
Speaker 3:So, yeah, that is my number three because I'm working at it, so that's on the bottom of the pile. Yeah, okay, what's second? What's yours?
Speaker 2:oh, I'm quite liking listening to your thingies you want me to do all three of mine okay, no, okay, my third one, sorry, we're going to tease it out takeaways takeaways.
Speaker 3:I'm really bad with takeaways, because I need to take away every week is it a waste, though, because you love it, you enjoy it yeah, because, for instance, there is different takeaways you can have that are cheaper.
Speaker 3:Like you can go for fish and chips without the fish, obviously vegetarian, but chip shop it's like three quid. But when I'm going for, well, no, but when you go for an indian, I'm paying like 25 pounds, yeah, sometimes even 30, depends what mood I'm in exactly. And and remember when I said to you I don't save, like that's a lot of food I'm going through, but I spend a lot of money. I'll say probably about £100 a month, probably a little bit more I spend on takeaways. That's actually not that bad.
Speaker 3:Yeah, come on, it's got a bit of money £100?
Speaker 2:I think you Surely. For it to be a problem, you've got to be spending more than £100 a month.
Speaker 3:Yeah, but I could be going away or you could be doing stuff with £100 there, can't you?
Speaker 2:You're going to be spending money over there or you're bringing money to you.
Speaker 3:I feel sometimes, oh, I don't want one but yeah, so I'd say takeaways takeaways number one, number one.
Speaker 2:No. What are you doing?
Speaker 3:number three. Oh god, sorry, number three.
Speaker 2:No, I said it's number three number two or one, better be better. Number three again. Okay, number three takeaways fine, because that's bottom of your pile, because it might not happen.
Speaker 3:Exactly what's number two for you, number two for me it's kind of along your lines.
Speaker 2:I'm a sucker for a kitchen gadget, are you? Yeah, gosh, they come out with something where they're like this thing well, the ninja creamy right right, where were?
Speaker 3:the hell is soup.
Speaker 2:Soup maker well, I got a soup maker? Of course I have but and we used it. We made a lot of soup wait what is a creamer a? Ninja creamy will turn anything into ice cream right wait, I need to think something now.
Speaker 3:So what do you mean?
Speaker 2:a bread, you can make bread, ice cream yeah, it won't be nice, but like, okay, you can get, you can get fruit, right, yeah, and you just chuck it and the way it blends in yeah, like a smoothie, but ice cream turns into like an ice cream. It tastes like a sorbet do you use it I? I haven't, I haven't bought it I bought it and it arrived and I looked at it and brie said to me it's my wife, for anyone who doesn't know. She said to me you're going to use that once.
Speaker 2:Yeah, not clean it properly and it's not going to be the same again and it's just going to smell and it's because it's it makes it makes it creams it up. So even if you, if you don't get some of it out there, it's game over. Like I've got a juicer and it's such an arsehole to clean that I I have a juicer that sits on the shelf. Now I'm not making juice.
Speaker 2:We used to make juice in the morning and it was it's good components to yeah clean and it's like if you get one of them, you cock one of them up, you're gonna have dodgy taste of celery juice. I couldn't think of anything worse, yeah and I don't have anything george foreman's I don't, I don't have I've never bought a gadget.
Speaker 3:What do you mean actually? Okay, you got an air fryer, no what? I've never bought a gadget I think, the only person who hasn't got an air fryer yeah, and the only thing I have bought is the, the thing where you've got the plastic like jug thing and then you put the thing in and they go, you turn it on and it kind of like, oh, look at the um, what's it called?
Speaker 3:there's frother no, it's not. No, it's not frother, it's just, it's to um blitz things to make it smooth like a smoothie thing, oh, like a puree thing.
Speaker 1:Puree thing, yeah, it's like a yeah, you hold it.
Speaker 3:It's like a.
Speaker 1:That's the only thing it's like a hand blender yeah £15.
Speaker 3:I think it is called a hand blender.
Speaker 2:Yeah, hand blender it's the only thing I've ever bought, and I'll tell you what a hand blender is probably more convenient than an actual blender because, once again, an actual blender the dishwasher that's why I don't get it.
Speaker 3:I'm like 15 pounds why am I putting? Them? Why am I spending like so much money when I've already got it in the kitchen? Yeah, you've got um, you've got.
Speaker 2:Where are you putting them? You've got to put it. You've got to have the cupboards where you put it in. And let's face it, you're going to put it when you first get it. It's going to be prior to place. Then the next few times you're just going to fucking ram it in that cupboard and close the door and just I'll.
Speaker 2:I'll come back to you later. Now the absolute game changer I've got. Obviously it's a game changer, but I've also just bought another kitchen gadget. I bought a portable blender. So it's a bottle with a blender in it for, like, protein powders, and then it's just a water bottle that you rinse out.
Speaker 3:Oh yes, I've seen those.
Speaker 2:There's no multiple components, it just stays this one whole thing and it's it's good, it's really good, and that is one of my New Year's resolutions. That I forgot to add to the New Year's resolution episode is I'm not losing that water bottle this year. Gosh, I am keeping that for the entire year because I go through water bottles like bags for life. Right, it's a fucking nightmare.
Speaker 3:I'm gonna ask you where they go.
Speaker 2:Hopefully, if I remember and well it's gross, and I then wonder what's going to my insides. But you know. So that is my thing. I I hemorrhage money on kitchen gadget and I do have to if ever I'm buying one, and this is not being in a marriage where I'm not allowed to do my own thing. I will ask brie first like what do you reckon to this? Will we ever use it? And she'll go a waffle iron. No, we'll use it twice. We'll make 50 waffles in a week and then we'll never use it again. And I still bought it and it's in the cupboard and I haven't made a waffle.
Speaker 3:See I just don't use them. I remember my mum bought game. Well, she bought me something once I was a toasty maker I think it was. It was like to make steaks. George Foreman yeah, but I don't, I've never used it.
Speaker 2:You're a fucking veggie. Yeah, I know, I put my asparagus on it. I don't even know what it's for.
Speaker 3:It's been yeah.
Speaker 2:George Foreman's solid, solid gadget.
Speaker 3:I think I've been there because I just, yeah, I didn't been there. I gave it to someone.
Speaker 2:I would have added it in town. It was game over for me. It would be like brie would pop to boots get some makeup. I would pop to lakeland and get a different type of coffee, like strainer or something, or a cafeteria or a shredder of of different.
Speaker 3:I'm just not the weirdest thing, but you don't think about your money, thinking, oh god, like spending that.
Speaker 2:No, because I start to think about, because what they're selling you is a dream, right, right. They're selling you the person you could be if you had that thing, the speed, how easy you'll get it done. And I'll tell you what one for my dad's birthday one year. I did get him that mental cheese grater. Have you seen it?
Speaker 3:Oh, for God's sake, you put the block in the top.
Speaker 2:you crank that handle and it will blitz a block in about 30 seconds, and then you've got a shit ton of grated cheese.
Speaker 3:Yeah, but what are you going to need it all for? If you're just eating for one or two, just put it on the stove, eat it. You can grate it yourself, but grate it.
Speaker 2:It takes time.
Speaker 3:I'm going to be that woman, aren't I? When I'm like 80, so behind the time.
Speaker 2:Don't worry, I'll do it myself. Yeah, one of your new fandangled machines.
Speaker 3:Honestly, I really struggled with this thinking. My next thing, number two, are we?
Speaker 2:into you're into yours. So number two fine kitchen gadgets go is it two?
Speaker 3:yeah? Two yeah the only problem is I don't have a number one, but this would be a number one, so I don't actually have a number two, if that even makes sense. So what's your? Should I just go to my If?
Speaker 2:that even makes sense. So what's your? I feel you're making a mockery of the premise of the show.
Speaker 3:I know, but I literally.
Speaker 2:It's called Top Three. I've got two. Go fuck yourself. Okay, not budgeting Biggest waste of money, all right. Well, you don't need to go all bloody. What's his name? What did you say? The next one, martin, fucking yeah, this is what I'm like.
Speaker 3:This is literally it If I don't budget, I'm wasting money.
Speaker 2:Biggest waste of money Not handling your money problem. That's what I think.
Speaker 3:Literally, that's me. Yeah, that is it.
Speaker 2:I feel it's an attack if I'm honest.
Speaker 3:No, but that is it, Because you know I'm not for budgeting and, like I said, I don't budget.
Speaker 2:So you're saying budgeting your money. What are you spending your money on?
Speaker 3:well, it's not my biggest budget. No, it's not my biggest one. I can. I've actually. If I say budget, not budgeting money, then that can be number two, then I've got a number one, so I've got three ones just plopped in yeah, well, no, that one. I thought you can't really say that though, charlotte, but thinking about it, it is the number two you've got.
Speaker 2:Not looking after your money is a big waste of money yeah, which makes sense that is A to B. Yeah, that's critical thinking to be fair.
Speaker 3:Yeah, because the amount of things you can spend your money on is a load of shit and I'm like why do I just waste so much money?
Speaker 2:but that's my number two, okay so do you want to do your number one? Yeah go on then this is and I never used to you had now no, there was a budget.
Speaker 3:Well, no, I had this one number one I had one, we will get it I only had two, but then I had number three. That's like that's not really a waste of money because you're spending your money, but I'm struggling. So I was like, right, that is my one, so now I've got three. Is this even making sense?
Speaker 1:no, and I'm not allowed to this is unedited, so they're all gonna see you spiraling right now it.
Speaker 2:It's the spending of the money. It's the number two and the number one, so right, what's your?
Speaker 3:number one Christ Number one is not returning clothes. Oh yeah, is that just me, or do people actually do that?
Speaker 2:The industry counts on it. Oh, the clothing industry depends on you not returning your price.
Speaker 3:It's the worst. I never used to be that bad, but you know it's like a 10.
Speaker 1:You think, oh, it can't be ours Fuck it, it was 10, as they had it Put it in.
Speaker 3:Yeah. But then if it's like 20, it's like I've got a new ski suit, got a new ski suit and I wasn't overly like 100% set on it, but I just couldn't be. But now I'm actually going to wear that ski suit oh fair though but, yeah, but but you're thinking could you send it back?
Speaker 2:yeah, exactly what you would usually do. That's a good, good example of it. But what you would usually do is not send it back. Find a different one, buy that and then you've got two ski suits no, I'd never do that.
Speaker 3:Yeah, but ski suits you're looking at like nearly 200 pounds. What in Japan, 20 pounds for a ski suit?
Speaker 2:I thought it was a really good bargain. I was like where did you get it?
Speaker 3:no, you said something about 20 quid. Oh, did I.
Speaker 2:Oh, sorry guys, I spent 20 quid on a new and then ski suit and I was like oh anyway. This is why we edit 20 pounds what? I don't even know where 20 pounds came from you almost have your like predetermined cut off of when you're like well, I'm definitely going to return that it's oh, I see, yeah, yeah, it's under 30 you're like it does fit.
Speaker 3:Exactly that's what I'm trying to say. Yeah, it's a bit of a bargain. Yeah, yeah, yeah, but it's so bad like I actually infuriate myself because I don't want to be that person.
Speaker 2:And it's such a they make it so easy to return.
Speaker 3:Yeah, that you just go ugh like. I think it's because I don't go into shops all the time. I don't even. I've probably been working from my home five days a week, Because I'm always in shops.
Speaker 2:I'm the returner.
Speaker 3:Yeah, see, that's brilliant. She's nip it in. For me she's like passing an every today.
Speaker 2:I'm like you know, I'm going to about 18 different areas.
Speaker 3:Yeah, so nip it in for me, sure I'll take it 100% but yeah, but Brie will also be like can you?
Speaker 2:you gotta sort these out. Let's make sure you get these returned, because otherwise you miss, because that month whips around and you go.
Speaker 3:I know shit yeah that's the thing wow, I know, but how quick does a month go?
Speaker 2:but my old thing used to be there where I'd buy something I'd be like it nearly fits, it will fit the way I'm going, it's going to fit. Then I have a whole.
Speaker 3:I have a box at the warehouse yeah, or you go out shopping and you see an outfit like, oh, might need that next christmas. Next christmas comes and you forget about that and you want something different. So just get the thing that you need. I think that's what I need to be a bit. I'm being loads more savvy. I'm not being stupid, charlotte, this year.
Speaker 2:I'm being wise, charlotte. I've tried to actually like make my wardrobe seasonal.
Speaker 3:Oh yeah, I do that, so like I get all my summer stuff, that obviously, because otherwise you just you're moving it around all the time.
Speaker 2:Yeah, I don't I don't need to. You know a beach shirt right now. I box all that up, take it to the warehouse, leave it there. Then, in the winter, take all the jumpers and jackets across, bring all the summer stuff then it's like buying it, because you get to open it all up again. You're like oh, I forgot about this yeah, see, I'm so.
Speaker 3:I've not. I've not even done that yet, though it's so bad. I'm like half and half at the minute. I'm like Charlotte, you really need to sort your wardrobe out a sarong and a heli-henskin jacket, exactly so we go to the podcast and I'm like, yeah, black vest top my black top done jeans done so.
Speaker 2:yeah, that is my number one is similar to yours. Oh, and my friends will back me up wholeheartedly on this. This is my number one buy country mile. Yeah, it's merch, it's any form of merchandise, really. I'm a fucking nightmare for it.
Speaker 3:Are you yeah, like what?
Speaker 2:I mean Jaguars. I went here, I went to IUPUI, yeah, indiana University, purdue University, indianapolis.
Speaker 3:Oh, is that university that's my university that's so cool yeah, it's cool, bought it, but I also have probably about 20 more jumpers and different IUPUI I get that though, because when I was, I used to get like that with I love like the city, so I was like I love. Rome, I love London, I'm going to a new city. Oh, I'll get another one and another one.
Speaker 2:I think, because I remember a friend at school did when she went to New York she did bring back a load of I love New York tops and I think it probably stemmed from there, and then I got the John Lennon New York City t-shirt when I was.
Speaker 3:I do love a bit of merch. Yeah, I do love it.
Speaker 2:When I went travelling, my friends were like if we're in a city and we're known to have a team.
Speaker 3:Oh, I'm not a team.
Speaker 2:That's why I'm turning up at the gym. I was at the gym tonight in an FC Zurich t-shirt. What am I doing?
Speaker 3:So funny.
Speaker 2:I couldn't name you a single player.
Speaker 3:See, I was like that yeah, yeah, yeah, that's the thing, or what was the other one um?
Speaker 2:Sapporo? No, it's not Sapporo um 7-Eleven.
Speaker 3:That was on the, that was in the. I mean, yeah, that's it, that was the top with 7-Eleven and I was like I'm so not cool it's.
Speaker 2:I can't believe you just said co-op, because I thought I would love some co-op merch for Coop, because they've changed the logo Coop it just says Coop, ah so how cute would that be in a little co-op outfit. That would be cute. Yeah, so I, yeah, I hemorrhaged like when we went to the Taylor Swift concert, obviously.
Speaker 3:I wouldn't buy anything from a concert. It's so expensive.
Speaker 2:Oh, I know yeah me though, oh my god. So brie got like a quarter zip, I got a t-shirt, she got a t-shirt and my true like being an absolute merch slut basically was put to the absolute limit when I bought a paramore jacket oh yeah, yeah, they were supporting tay, my God. I know maybe too, but the thing is, what happened was we were in, why?
Speaker 3:Why would you this is?
Speaker 2:it. We were in Warsaw to see her. And I saw this guy wearing a jacket, I was like that jacket is sick. I want that jacket so bad and I have you got a picture of this jacket?
Speaker 3:Yeah, I can find one. Are you wearing it? No, not currently. I need to see. No, I mean I've got a picture of you wearing it it would be so funny. I think I do I need to see a picture of you wearing it.
Speaker 2:So I see the back of this jacket and it's like it's like an over shirt kind of jacket so it's not like a big puffy thing or anything like that.
Speaker 2:It's an over shirt and it says like blue jacket, like and I cannot find this thing anywhere and I'm I'm like I want this jacket, like I'm doing google image searches and like drawing the pictures, like just to try and find what it looked like, and stuff like that. There was nothing else I saw on it except for that. And then when I got to the taylor swift concert, that was it. It was right there the paramour jacket.
Speaker 2:However, sold out, oh, and I was like no popular jacket, I need that jacket. It's a good looking jacket and they, they do the whole thing where they're like.
Speaker 3:You know minimum supply, you know while stocks last and all that then we have a lot, yeah, and the stocks did not last.
Speaker 2:So I'm absolutely like seeing. I need it so. Luckily we're going to the london show and there, there it was in all its glory oh wow, I'm glad you got it, and do you wear it now?
Speaker 2:no, I do, but I do well, yeah, but it's just like I know like two songs by Paramore and you know, obviously we all fancy the lead singer but it's, it was just the sheer, like I think the peak or like the lowest point of my merch purchasing, because I'm just like I don't even like that band. That's when, like, someone wears a band t-shirt and someone will be like, well, name three of the songs, you don't even know them. It's like if a Paramore fan comes up to me and they're like you've got a Paramore jacket, name three of the songs, I'm fucked.
Speaker 3:I know two and I've seen them live twice. It's like when I went to Harry Potter. I wanted to buy so much stuff down there and it was so expensive. I wanted so much, it was so expensive and I couldn't just if I go there again, because I'd really regret not buying anything and buying something next time I go definitely it's nice to get a little bit of memorabilia of the place you're going to yeah, but the problem is because I've done so many holidays where it.
Speaker 2:City hopping. I'm like, why have I got? I have to take like hop, like I know, for a while. When I go to Florida I'm going to be buying merch from that city we're in.
Speaker 3:Oh, how lovely, Because you know one day the kids are going to be wearing them.
Speaker 1:You know they're going to wear like the dad shirt.
Speaker 2:That's it a t-shirt, and luckily they're going to have a huge selection to pick from, because I've got t-shirts in general, because I you know how I've got a thousand bucks, I've easily got 500 t-shirts easily.
Speaker 3:That's amazing.
Speaker 2:I've had some of them made into blankets, and I've still got more Wow. Yeah it's a problem. It really is a problem. I'm a, I'm a, I'm a fiend for a t-shirt, so hence why.
Speaker 3:I it's on the way. It's on the way Getting it sorted.
Speaker 2:But yeah, we will see you in. Well, we'll see you next week for the main episode, in a couple of weeks for the bonus and thanks again for subscribing.
Speaker 3:Yeah, thanks so much.
Speaker 2:We love you.
Speaker 3:Ciao TTFN.
Speaker 1:It's what.
Speaker 3:TTFN. Oh really, that's all for now.
Speaker 2:Oh, that's a new one. I'll probably want to use it, cheers.
